See which Members 1st card is right for youCompare all Members 1st credit card features and benefits Compare
Low interest rate
Get a great rate starting as low as 9.99% APR*.
$0 Annual fee
Pay no annual fee with the Members 1st Visa Classic credit card.
No balance transfer fee
Transfer a balance from a non-Members 1st card with no balance transfer fee. Save hundreds on interest and fees from other credit cards.
Visa zero liability policy
Shop with confidence knowing you won’t be held liable for any fraudulent charges made with your card or account information.Click here for more information.
Roadside dispatch services
Utilize Visa’s pay-per-use roadside assistance program offering towing, winching, gas, and other auto-related services. Click here for more information.
Emergency cash/card replacement
Collect emergency cash or have your card replaced quickly if ever lost, stolen or damaged. Overnight replacement cards are subject to the rate and fee schedule.
Auto rental collision damage waiver
Purchase a rental vehicle with your Members 1st Visa Classic credit card for added security. Received reimbursement for any damages due to collision or theft up to the actual cash value of most rental vehicles. Click here for more information.
Cardholder inquiry services
Enjoy 24/7 phone support for Visa specific card enhancements. Click here for more information.
Low cash advance APR
Most other financial institutions charge an inflated APR on cash advances, much higher than your purchase APR. Your Members 1st Visa Classic credit card cash advance APR is the same as your purchase APR, saving you money on finance charges.
The figures entered on the input page of this calculator are for hypothetical purposes only. You should enter figures that are appropriate to your individual situation. The results provided by this calculator are also intended for illustrative purposes only and accuracy is not guaranteed. Members 1st Credit Union and its affiliates are not tax or legal advisors. This calculator is not intended to offer any tax , legal, financial, or investment advice and does not assure the availability of or your eligibility for any specific product offered by Members 1st Credit Union, its affiliates or any other institution, nor does this calculator predict or guarantee the actual results of any investment product. The terms and conditions of products offered by institutions will differ and may affect the results of the calculator. Please consult with qualified professionals to discuss your situation. The final APR may differ from the APR in the above results due to additional fees that may be applicable. Please contact a Members 1st Credit Union loan specialist for an accurate estimate on your personal finances.
|Members 1st Memberperks||Members 1st Classic||CapitalOne Venture Card®||American Express Blue Cash Preferred®||BankAmericard Cash Rewards®|
|No annual fee|
|Paying late won't raise your APR|
|No overlimit fee|
|No higher cash advance APR|
|No balance transfer fee||2.5%|
|9.99% APR or Lower||12.99%|
Comparison based on information obtained on issuers' websites or from customer service representatives as of February 2015.
|Type||Rates as low as||Max Limit||Rate Sheets|
|Visa Share Secured||
1. Zero balance transfer fee offer is limited to balance transfers from non-Members 1st Credit Union credit cards.