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Home Equity Lines

6-Month Introductory Rate

3.99% APR

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We are Members 1st Credit Union

Northern California’s credit union.
What is a credit union?

What is a credit union?A financial cooperative.

The beginning of our not-for-profit cooperative started in 1936, where our founders pooled their resources to help lend to some and return dividends to others.

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Become a member

Become a memberExperience the credit union difference.

Our unique structure allows us to focus our efforts on our members, providing discount financial accounts and services with fewer fees.

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Our Mission

Our MissionWhat we hold true.

1. Members come first.
2. We change lives.
3. Service = Success

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Why Choose Us?

Your account comes with loads of features you are going to love.

24/7 Access

Unlimited access to your account(s) with Online/Mobile/Telephone Banking and the Mobile App.

Bill Pay

Make one-time or recurring payments to bills, charities and friends with a single click.

Direct Deposit

Get your money faster with fewer trips to the branch using direct deposit.


Receive email and text notifications for all types of activity on your account.


Have access to your statements immediately online without the hassle and security risk of storing them.

Financial Training

Get helpful information on budgeting, investing, fraud, money basics, and much more.

Free Checking

Available to every account with no monthly fees or minimum deposits to maintain.

Insurance Coverage

Take advantage of $1,000 in AD&D insurance coverage, complementary with your Members 1st account.

Investment and Planning

Enjoy free investment and financial planning for college, retirement, insurance, and much more.

Ampre Debit Rewards

Receive instant discounts loaded onto your debit card from your favorite merchants.

Remote Check Deposit

Deposit checks directly into your account(s) with your mobile or tablet device.


Member households save an average of $150 per year by banking with Members 1st.

What's New?

Catch up with the latest news and events from Members 1st.
Main News Article

Card Fraud Notification

The credit union has experienced a number of fraudulent charges on member cards in the Anderson city area. More than 150 members’ cards have been compromised, blocked, and ordered for reissue. Review your statements and...

What are Members saying?

Great customer service.


I was so sick with a headache. They helped get someone to come pick me up.


Very helpful and professional during a complicated process.


Helped me SO much sorting out my Verizon bill. Thank you, thank you!


Amazing service.


Super awesome! Always love coming to Members 1st on Hilltop.


Very helpful and professional. Thank you!


Personal service with a smile.


Very helpful and considerate of my daughter's needs.


Great. Love this credit union. I tell everyone I know to come here.


Get in Touch with us

Today's Hours 9 a.m. to 5 p.m.

Speak with us(530) 222-6060

AppointmentsSchedule Now

Email UsOur online form

Eligible to all Butte, Glenn, Shasta, and Tehama County residents. Join Now