Borrow with ease and confidence

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Get the funds you need

Access the funds you need at a competitive interest rate with no collateral required.
Are you ready to take control of your finances? Whether you’re looking for a competitive, variable low rate with low payments, or a secure, fixed rate with predictable monthly payments, we’ll help tailor a loan that’s right for you. We can help you finance a major purchase, pay for unexpected expenses, or handle other life circumstances that require a bit more funding than what you have available. Apply Now

Loan Features

Flexible borrowing for your expenses, or just extra peace of mind.

Fast Response

Receive a response on your personal loan application within 24-48 hours.

Convenient

Don’t have time to visit a branch and finish your application? No problem. We’ll send forms to you to sign electronically.

No Obligation

Find out how much you can save with no obligations, application fees, processing fees, or early payoff fees.

Automatic Payments

Set it and forget it. Never miss a payment again with automatic payments from your Members 1st or other checking account.

24/7 Access

Have instant access to your loan account from your mobile, tablet, or desktop device.

No collateral required

Get the financing you need without requiring collateral to complete your loan.

Personal Loan Calculator

Calculate your monthly personal loan payment with the calculator below
Please enter a loan amount.
Please select a loan term.
Please enter an interest rate.
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The figures entered on the input page of this calculator are for hypothetical purposes only. You should enter figures that are appropriate to your individual situation. The results provided by this calculator are intended for illustrative purposes only and accuracy is not guaranteed. Members 1st Credit Union and its affiliates are not tax or legal advisors. This calculator is not intended to offer any tax , legal, financial, or investment advice and does not assure the availability of, or your eligibility for, any specific product offered by Members 1st Credit Union, its affiliates or any other institution, nor does this calculator predict or guarantee the actual results of any investment product. The terms and conditions of products offered by institutions will differ and may affect the results of the calculator. Please consult with qualified professionals to discuss your situation. The final APR may differ from the APR in the above results due to additional fees that may be applicable. Please contact a Members 1st Credit Union loan specialist for an accurate estimate on your personal finances.

Rates

Type APR as low as Fixed Terms up to Rate Sheets
Personal
8.24%
Flexible terms available Apply Now
Apply now or speak with one of our loan officers at (800) 303-3838.