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No Closing Costs,
No Points,
No Fees,
No Bull

Refi your mortgage loan

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Mortgage Types

Swipe through our available mortgage options.

Realtor Rebate Program

Select a location below to see our list of preferred realtors to receive 20% off your realtor commission.

Calculators and Resources

Get the answers to your mortgage questions.

Home Valuations

Rates

10 Year Mortgage Loan

APR as low as3.250%
RateFixed
Term10 Years
View Rates Apply Now

15 Year Mortgage Loan

APR as low as3.590%
RateFixed
Term15 Years
Apply Now

Traditional 30-Year Mortgage

RateFixed
Term30 Years
View Rates Apply Now

5/1 Adjustable Rate Mortgage

RateAdjustable
Term30 Years
View Rates Apply Now

7-Year Adjustable Rate Mortgage

RateAdjustable
Term30 Years
View Rates Apply Now

Jumbo Mortgage

RateFixed
Term30 Years
View Rates Apply Now

FHA 15-Year Mortgage

RateFixed
Term15 Years
View Rates Apply Now

FHA 30-Year Mortgage

RateFixed
Term30 Years
View Rates Apply Now

USDA Mortgage

RateFixed
Term30 Years
View Rates Apply Now

VA Mortgage

RateFixed
Term30 Years
View Rates Apply Now

1. Members 1st Credit Union allows the option of obtaining a separate appraisal at the applicant's expense. No fees, points, and closing costs is only applicable to 10- and 15-Year mortgages.

Apply now or speak with one of our loan officers at (800) 303-3838.