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The perfect home needs the perfect mortgage

Apply to Buy a Home
Member First Mortgage Logo

Members 1st Credit Union has partnered with Members First Mortgages (MFM), a Credit Union-owned mortgage lender. Through our partnership, we can offer our members a variety of home loan options to fit their unique financial needs and goals such as:

  • Conventional fixed and adjustable rate programs up to 30 years
  • Government loan programs like FHA, Rural Development and VA (Veterans)
  • Construction financing
  • Jumbo loans and more!

You will work with a licensed and knowledgeable Mortgage Consultant at all stages of the process to help you navigate the mortgage process. Ready to get started? Contact us today at (530) 222-6060 x516.

Check your rate

Get prequalified before you start looking so you know what you can afford.

All Home Loans

See all our home loan options to find the mortgage that fits you best.

Mortgage Loan Rates

APR* as low as

30-Year Mortgage

30 Years

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View Rate

Fixed

Adjustable Rate Mortgages

30 Years

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View Rate

Adjustable

Construction Loan

30 Years

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View Rate

Fixed

View Rate Sheet View all Rates

Example: A 30 year (360 month) 1st Mortgage of $200,000 at 5.00% APR, would require 359 monthly payments at $1074.02 with one final payment of $1067.94.

Understanding Mortgages

Helpful information to better understand the home buying process.
What to expect throughout the mortgage process
How to apply for a mortgage

Home insurance

You know you need it. But do you know how to get a deal?
Get a Quote
Apply now or speak with one of our loan officers at (800) 303-3838.