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No Closing Costs,
No Points,
No Fees,
No Bull

Refi your mortgage loan

Apply Now

Mortgage Types

Swipe through our available mortgage options.

Realtor Rebate Program

Select a location below to see our list of preferred realtors to receive 20% off your realtor commission.

Calculators and Resources

Get the answers to your mortgage questions.

Home Valuations

Rates

Fixed and variable rates to meet your needs.

Mortgage Loan Rates

APR* as low as

Mortgage

10 Years

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4.250%

Fixed

Mortgage

15 Year

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4.500%

Fixed

Mortgage

20 Year

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4.750%

Fixed

Traditional 30-Year Mortgage

30 Years

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View Rate

Fixed

5/1 Adjustable Rate Mortgage

30 Years

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View Rate

Adjustable

7-Year Adjustable Rate Mortgage

30 Years

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View Rate

Adjustable

Jumbo Mortgage

30 Years

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View Rate

Fixed

Jumbo Mortgage

30 Years

Apply Now

View Rate

Fixed

FHA 15-Year Mortgage

15 Years

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View Rate

Fixed

FHA 30-Year Mortgage

30 Years

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View Rate

Fixed

USDA Mortgage

30 Years

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View Rate

Fixed

VA Mortgage

30 Years

Apply Now

View Rate

Fixed

View Rate Sheet

1. Members 1st Credit Union allows the option of obtaining a separate appraisal at the applicant's expense. No fees, points, and closing costs is only applicable to 10- and 15-Year mortgages.

Apply now or speak with one of our loan officers at (800) 303-3838.