This privacy policy sets out how Members 1st Credit Union uses and protects any information that you give us when you use this website.
We are committed to ensuring that your privacy is protected. Should we request or you provide certain information by which you can be identified when using this website, then you can be assured that it will only be used in accordance with this privacy statement.
Members 1st Credit Union may change this policy from time to time by updating this page. Please check this page if you’re looking for details concerning our current privacy policy.
What we collect
We may collect the following information:
- name and job title
- contact information including email address and phone number
- demographic information such as postal code, age, gender and preferences and interests
- other information relevant to customer surveys and/or offers
What we do with the information we gather
We may use this information to understand your needs and provide you with a better service, and in particular for the following reasons:
- Internal record keeping
- We may use the information to improve our products and services
- We may periodically send promotional email about new products, special offers or other information which we think you may find interesting, using the email address which you have provided
- From time to time, we may also use your information to contact you for market research purposes
- We may contact you by email, phone, or mail
- We may use the information to customize the website according to your interests
- We may provide your information to our third party partners for marketing or promotional purposes
- We will never sell your information
- We will not facilitate the merging of personally-identifiable information with non-personally identifiable information previously collected from Display Advertising features that are based on the DoubleClick cookie unless we have robust notice of, and the user’s prior affirmative (i.e., opt-in) consent to, that merger
Security
We are committed to ensuring that your information is secure. In order to prevent unauthorized access or disclosure we have put in place suitable physical, electronic and managerial procedures to safeguard and secure the information we collect online.
Learn more about how Members 1st Credit Union protects your information and what you can do to further ensure your online information is safe: Security.
Analytics, Display Advertising, and Interest-Based Advertising Disclosure
Members 1st Credit Union implements the following Google Analytics features based on Display Advertising: Remarketing, Google Display Network Impression Reporting, and Google Analytics Demographics and Interest Reporting. We utilize these services to serve more relevant ad experiences across the web based on previous visits to our website.
- We may use Remarketing with Google Analytics to advertise online, which means third-party vendors, including Google, may show our ads on sites across the Internet
- Members 1st Credit Union and third-party vendors, including Google, use first-party cookies (such as the Google Analytics cookie) and third-party cookies (such as the AdWords & DoubleClick cookie) together to inform, optimize, and serve ads based on someone’s past visits to our website
- Members 1st Credit Union and third-party vendors, including Google, use first-party cookies (such as the Google Analytics cookies) and third-party cookies (such as the DoubleClick cookie) together to report how our ad impressions, other uses of ad services, and interactions with these ad impressions and ad services are related to visits to our site
- We use data from Google’s Interest-based advertising or 3rd-party audience data (such as age, gender, and interests) with Google Analytics to serve more relevant ad experiences across the web – based on previous visits to our website
- Using the Ads Settings, visitors can opt-out of Google Analytics for Display Advertising and customize Google Display Network ads
- Alternatively, visitors can opt out of a third-party vendor’s use of cookies by visiting DoubleClick’s opt-out page or the Network Advertising Initiative opt-out page
Facebook Remarketing and Custom Audiences
- Third parties may use cookies, web beacons, and similar technologies to collect or receive information from your website and elsewhere on the internet and use that information to provide measurement services and target ads.
- You can opt-out of the collection and use of information for ad targeting. To do so, go to http://www.aboutads.info/choices and set your data collection and ad preferences.
How we use cookies
A cookie is a small file, which asks permission to be placed on your computer’s hard drive. Once you agree, the file is added and the cookie helps analyze web traffic or lets you know when you visit a particular site. Cookies allow web applications to respond to you as an individual. The web application can tailor its operations to your needs, likes and dislikes by gathering and remembering information about your preferences.
We use traffic log cookies to identify which pages are being used. This helps us analyze data about webpage traffic and improve our website in order to tailor it to customer needs. We use this information for statistical analysis purposes and serve more relevant ad experiences across the web – based on previous visits to our website.
Overall, cookies help us provide you with a better website, by enabling us to monitor which pages you find useful and which you do not. A cookie in no way gives us access to your computer or any information about you, other than the data you choose to share with us.
You can choose to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. However, this may prevent you from taking full advantage of the website.
Links to other websites
Our website may contain links to enable you to visit other websites of interest easily. However, once you have used these links to leave our site, you should note that we do not have any control over that other website. Therefore, we cannot be responsible for the protection and privacy of any information, which you provide whilst visiting such sites and such sites are not governed by this privacy statement. You should exercise caution and look at the privacy statement applicable to the website in question.
Controlling your personal information
You may choose to restrict the collection or use of your personal information in the following ways:
- stating your desired restriction of our use of your personal information within the comments section of the form you are submitting
- if you have previously agreed to us using your personal information for direct marketing purposes, you may change your mind at any time by writing to Members 1st Credit Union at the mailing address provided below or by leaving a message via our contact form. Please do not include any personal information such as social security number or account numbers when submitting the form.
We will not sell, distribute or lease your personal information to third parties unless we have your permission or are required by law. We may use your personal information to send you promotional information about third parties, which we think you may find interesting if you tell us that you wish this to happen.
You may request details of personal information, which we hold about you. A small fee may apply. If you would like a copy of the information held on you please write to:
Members 1st Credit Union
Attention: Marketing Department
PO Box 492395
Redding, CA 96049
Phone: 530.222.6060 or 800.303.3838
Fax: 530.221.5532
If you believe that any information we are holding on you is incorrect or incomplete, please write to or contact us as soon as possible, at the above address. We will promptly correct any information found to be incorrect.
Facts: What does Members 1st Credit Union do with your personal information? |
|
|---|---|
Why? |
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
What? |
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
|
How? |
All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Members 1st Credit Union chooses to share, and whether you can limit this sharing. |
Reasons we can share your personal information |
Does Members 1st Credit Union share? |
Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes — to offer our products and services to you | Yes | Yes |
| For joint marketing with other financial companies | Yes | Yes |
| For our affiliates’ everyday business purposes — information about your transactions and experiences | No | We don't share |
| For our affiliates’ everyday business purposes — information about your creditworthiness | No | We don't share |
| For nonaffiliates to market to you | No | We don't share |
To limit our sharing |
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
|---|---|
Questions? |
Call (530) 222-6060 or go to m1cu.org. |
Who we are |
|
|---|---|
Who is providing this notice? |
Members 1st Credit Union |
What we do |
|
|---|---|
How does Members 1st Credit Union protect my personal information? |
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate. |
How does Members 1st Credit Union collect my personal information? |
We collect your personal information, for example, when you:
|
Why can’t I limit all sharing? |
Federal law gives you the right to limit only:
|
What happens when I limit sharing for an account I hold jointly with someone else? |
If you limit sharing for an account you hold jointly with someone else, the joint owner will also be excluded, from their information being shared. |
Definitions |
|
|---|---|
Affiliates |
Companies related by common ownership or control. They can be financial and nonfinancial companies. Members 1st Credit Union has no affiliates. |
Nonaffiliates |
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
|
Joint marketing |
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
|
Other Important Information |
|---|
| State Laws:
CA:We will not share personal information with nonaffiliates either for them to market to you or for joint marketing – without your authorization. We will also limit our sharing of personal information about you with our affiliates to comply with all California privacy laws that apply to us. Who is providing this notice?Members 1st Credit Union |
Facts: What does Members 1st Credit Union do with your personal information? |
|
|---|---|
Why? |
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
What? |
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
|
How? |
All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Members 1st Credit Union chooses to share, and whether you can limit this sharing. |
Reasons we can share your personal information |
Does Members 1st Credit Union share? |
Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes — to offer our products and services to you | Yes | Yes |
| For joint marketing with other financial companies | Yes | Yes |
| For our affiliates’ everyday business purposes — information about your transactions and experiences | No | We don't share |
| For our affiliates’ everyday business purposes — information about your creditworthiness | No | We don't share |
| For nonaffiliates to market to you | No | We don't share |
To limit our sharing |
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
|---|---|
Questions? |
Call (530) 222-6060 or go to m1cu.org. |
Who we are |
|
|---|---|
Who is providing this notice? |
Members 1st Credit Union |
What we do |
|
|---|---|
How does Members 1st Credit Union protect my personal information? |
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate. |
How does Members 1st Credit Union collect my personal information? |
We collect your personal information, for example, when you:
|
Why can’t I limit all sharing? |
Federal law gives you the right to limit only:
|
What happens when I limit sharing for an account I hold jointly with someone else? |
If you limit sharing for an account you hold jointly with someone else, the joint owner will also be excluded, from their information being shared. |
Definitions |
|
|---|---|
Affiliates |
Companies related by common ownership or control. They can be financial and nonfinancial companies. Members 1st Credit Union has no affiliates. |
Nonaffiliates |
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
|
Joint marketing |
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
|
Other Important Information |
|---|
| State Laws:
CA:We will not share personal information with nonaffiliates either for them to market to you or for joint marketing – without your authorization. We will also limit our sharing of personal information about you with our affiliates to comply with all California privacy laws that apply to us. Who is providing this notice?Members 1st Credit Union |