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IRAS

Build Your Retirement

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T

Start saving with a Traditional IRA

A Traditional IRA is a way to save for retirement that may give you tax advantages when you make contributions to your IRA. A Traditional IRA is a good choice when you expect your tax rate to be lower in retirement.

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R

Start saving with a Roth IRA

A Roth IRA is a way to save for retirement that may give you special tax advantages when you take disbursements from your IRA. A Roth IRA is a good choice when you expect your tax rate to be higher in retirement.

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Please consult your tax advisor for possible tax benefits associated with a Members 1st Credit Union Traditional or Roth IRA.

Rates

IRA Certificate

APY*

$1,000-$2,499

6 Months

12 Months

18 Months

24 Months

Apply Now Rate Sheet

 

0.60%

0.75%

0.90%

1.25%

$2,500-$24,999

6 Months

12 Months

18 Months

24 Months

Apply Now Rate Sheet

 

0.65%

0.80%

0.95%

1.30%

$25,000-$99,999

6 Months

12 Months

18 Months

24 Months

Apply Now Rate Sheet

 

0.70%

0.85%

1.00%

1.35%

$100,000+

6 Months

12 Months

18 Months

24 Months

Apply Now Rate Sheet

 

0.70%

0.85%

1.00%

1.35%

Interest is paid at the end of the month to the certificate.
*May be subject to penalty for early withdrawal

Eligible to all Butte, Glenn, Shasta, and Tehama County residents. Join Now