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6-24 Month Certificates

Flexible options to earn better interest when you need it

Overview

Share Certificates earn higher interest on money you don’t need to access for periods of 6-24 months. With a low minimum opening deposit and flexible terms, a Share Certificate may be right for you.

Renew your Share Certificate online, at a Members 1st branch, or by calling (530) 222-6060 or (800) 303-3838. If you choose to not renew your Share Certificate, the funds will be deposited into your Savings account.

  • $1,000 minimum opening deposit
  • Interest is compounded monthly
  • NCUA insured up to applicable limits
  • Interest deposits to your certificate, share, or checking account
  • Free eAlerts
  • Free eStatements
  • 24/7 access via your desktop, tablet, or mobile device

Sample Certificate

Sample graph is based on 0.35% APY and monthly compounded interest.

Rates

Share Certificate Rates

Minimum Opening Deposit 6-11 Months 12-17 Months 18-23 Months 24 Months Rate Sheets
$1,000-$2,499
0.20
% APY
0.20
% APY
0.20
% APY
N/A Apply Now
$2,500-$24,999
0.25
% APY
0.30
% APY
0.30
% APY
N/A Apply Now
$25,000-$99,999
0.30
% APY
0.35
% APY
0.35
% APY
N/A Apply Now
$100,000+
0.35
% APY
0.40
% APY
0.40
% APY
0.50
% APY
Apply Now

Interest is paid at the end of the month to the certificate or to a share/share draft account.
*May be subject to penalty for early withdrawal

IRA Certificate Rates

Minimum Opening Deposit 6-11 Months 12-17 Months 18-23 Months 24 Months Rate Sheets
$1,000-$2,499
0.20
% APY
0.20
% APY
0.20
% APY
N/A Apply Now
$2,500-$24,999
0.25
% APY
0.30
% APY
0.30
% APY
N/A Apply Now
$25,000-$99,999
0.30
% APY
0.35
% APY
0.35
% APY
N/A Apply Now
$100,000+
0.35
% APY
0.40
% APY
0.40
% APY
0.50
% APY
Apply Now

Interest is paid at the end of the month to the certificate.
*May be subject to penalty for early withdrawal

Ready to Save?

Start earning great interest with a Share Certificate.
Eligible to all Butte, Glenn, Shasta, and Tehama County residents. Join Now