See which Members 1st card is right for youCompare all Members 1st credit card features and benefits Compare
Low interest rate
In addition to earning rewards, get a great low rate starting at 12.99% APR
$0 annual fee
Your Memberperks Rewards Card comes with no annual fee.
Earn rewards points
Earn 1 point for every $1 spent redeemable for travel, merchandise, 1% cash back, and much more.
Earn 5x points, 3x points, and up to 50% off daily deals from select online stores.
Visa zero liability policy
Shop with confidence knowing you won’t be held liable for any fraudulent charges made with your card or account information.Click here for more information.
Roadside dispatch services
Utilize Visa’s pay-per-use roadside assistance program offering towing, winching, gas, and other auto-related services. Click here for more information.
Auto rental collision damage waiver
Rent a vehicle with your Members 1st Visa Classic credit card for added security. Receive reimbursement for any damages due to collision or theft up to the actual cash value of most rental vehicles. Click here for more information.
Cardholder inquiry services
Enjoy 24/7 phone support for Visa-specific card enhancements. Click here for more information.
Emergency cash/card replacement
Collect emergency cash or have your card replaced quickly if ever lost, stolen or damaged. Overnight replacement cards are subject to the rate and fee schedule.
|Members 1st Memberperks||Members 1st Classic||CapitalOne Venture Card®||American Express Blue Cash Preferred®||BankAmericard Cash Rewards®|
|No annual fee|
|Paying late won't raise your APR|
|No overlimit fee|
|No higher cash advance APR|
|No balance transfer fee||2.5%|
|9.99% APR or Lower||12.99%|
Comparison based on information obtained on issuers' websites or from customer service representatives as of February 2015.