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Loan Rates
05/01/2016

Subaccount Type
Approximate Term
ANNUAL PERCENTAGE RATE Fixed
Daily Periodic Rate
Personal
60 months
As low as
11.99%
0.0328493%
As high as
21.99%
0.0602466%
New & Used Autos-
For Tier 1 and New Money Only
60 months or less
75,000 miles or less on a 5 model year and newer vehicle
Tier 1
2.75%
0.0075342%
New & Used Autos
72 months or less
As low as
3.45%
0.0094521%
As high as
20.99%
0.0575068%
New/Used RV and Boat
100% Financing
Up to 120 months
As low as
4.99%
0.0136712%
As high as
9.62%
0.0263562%
Motorcycle
100% Financing
Up to 60 months
As low as
6.49%
0.0177808%
As high as
20.99%
0.0575068%
New and Used ATV and Personal Watercraft
100% Financing
Up to 60 months
As low as
10.49%
0.0287397%
As high as
13.99%
0.0383288%
Debt Consolidation
40 months or less
Tier 1 and 2
11.99%
0.0328493%
 
 
ANNUAL PERCENTAGE RATE Variable
Daily Periodic Rate
Share Secured
3% above share rate
120 months
 
0.05% Margin
3.05%
0.0083562%
Share Certificate
Secured
Remaining term of Share Certificate
APR is 3% above Share Certificate Rate
 
FEES
Late Charge
If payment is not received in full within 10 days after it is due, you will pay a late charge of 5% of the part that is late.
Return Payment
$26.00
Re-pricing and Extension fees
$100.00
Collection Costs
You promise to pay all costs of collecting the amount you owe under this agreement including court costs and reasonable attorney fees.

Click Here to apply for a loan

Your starting annual percentage rate may vary depending on credit worthiness and collateral value.

Representative Example: A 72 month loan of $15,000 at 2.99% APR with 100% financing, would require 71 payments at $227.87 with one final payment of $227.34

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