Receive 10,000 bonus points after making $1,000 in purchases within 90 days of card opening. 10,000 bonus points is equivalent to $100 cash back. Plus, receive double points for all purchases now through December 31, 2017. Bonus points are available to new and existing cardholders. Redeem points for travel, cash back, merchandise, gift cards, and much more.Ongoing card benefits include:
- No annual fee
- Non-variable (fixed rate) starting as low as 12.99% APR*
- Earn 5x points with the Perks Points Mall
- Earn 3x points with the More Points Superstore
- Up to 50% off Daily Deals
Get a response in as few as 60 seconds
Bonus points will be waived if $1,000 in purchases is not made within the 90 days of card opening. All point adjustments will be made by February 28, 2018.
Pay with your Members 1st credit card for a chance to win incredible prizes all season long
- $5,000 Visa gift card
- Trip for two to the 2018 Pro Bowl and VIP experience in Orlando
- Trip for two to Super Bowl LII in Minneapolis
- 2018 - 2019 NFL regular season tickets for two - you choose the team
Earn a chance to win when you pay with your Members 1st credit card between September 1 and December 31, 2017Learn More
See which Members 1st card is right for youCompare all Members 1st credit card features and benefits Compare
Start establishing your credit history with the Visa FIRST Credit Card. Borrow from lenders with better rates and terms by establishing good credit early.
$0 Annual Fee
Your Memberperks Rewards Card comes with no annual fee.
Earn Rewards Points
Earn 1 point for every $1 spent redeemable for travel, merchandise, 1% cash back, and much more.
Earn 5x points, 3x points, and up to 50% off daily deals from select online stores.
Visa zero liability policy
Shop with confidence knowing you won’t be held liable for any fraudulent charges made with your card or account information. Learn more about the VISA zero liability policy.
Roadside dispatch services
Utilize Visa’s pay-per-use roadside assistance program offering towing, winching, gas, and other auto-related services. Learn more about the roadside dispatch services.
Auto rental collision damage waiver
Purchase a rental vehicle with your Members 1st Visa Classic credit card for added security. Received reimbursement for any damages due to collision or theft up to the actual cash value of most rental vehicles. Learn more about the auto rental collision damage waiver.
Cardholder inquiry services
Enjoy 24/7 phone support for Visa specific card enhancements. Learn more about the cardholder inquiry services.
Emergency cash/card replacement
Collect emergency cash or have your card replaced quickly if ever lost, stolen or damaged. Overnight replacement cards are subject to the rate and fee schedule.
Maximum initial credit limit of $1,000.
Employed with current employer for a minimum of 18 months.
Provide current proof of income and residency.