See which Members 1st card is right for youCompare all Members 1st credit card features and benefits Compare
Start establishing your credit history with the Visa FIRST Credit Card. Borrow from lenders with better rates and terms by establishing good credit early.
$0 Annual Fee
Your Memberperks Rewards Card comes with no annual fee.
Earn Rewards Points
Earn 1 point for every $1 spent redeemable for travel, merchandise, 1% cash back, and much more.
Earn 5x points, 3x points, and up to 50% off daily deals from select online stores.
Visa zero liability policy
Shop with confidence knowing you won’t be held liable for any fraudulent charges made with your card or account information. Click here for more information.
Roadside dispatch services
Utilize Visa’s pay-per-use roadside assistance program offering towing, winching, gas, and other auto related services. Click here for more information.
Auto rental collision damage waiver
Rent a vehicle using your Members 1st Visa FIRST credit card for added security. Receive reimbursement for any damages due to collision or theft up to the actual cash value of most rental vehicles. Click here for more information.
Cardholder inquiry services
Enjoy 24/7 phone support for Visa-specific card enhancements. Click here for more information.
Emergency cash/card replacement
Collect emergency cash or have your card replaced quickly if ever lost, stolen or damaged. Overnight replacement cards are subject to the rate and fee schedule.
Maximum initial credit limit of $1,000.
Employed with current employer for a minimum of 18 months.
Provide current proof of income and residency.